GR vs. NCGR DI
Many agents are still confused by GR and NC
Saturday, April 10, 2010 - 8:29pm
After 20+ years in DI brokerage, I find that many agents are still confused by the terms Guaranteed Renewable (GR) and Noncancelable (NC). Guaranteed Renewable (GR) is a policy provision which is...
Three Steps to Increase DI Sales
Steps to help you understand why and how people buy DI
Saturday, April 10, 2010 - 8:21pm
Disability Income (DI) insurance products can provide income when you are sick or hurt and suffer a loss of ability to earn an income. DI is important coverage for those who rely on...
Disability Insurance Articles
Articles by industry experts
Friday, March 26, 2010 - 8:59am
The Plus Group is comprised of a wide variety of industry experts from all across the United States. Visit the Expert's Corner for in-depth articles from these DI and LTC gurus: Visit the Expert's...
Why Purchase Disability Insurance?
Do I really need it?
Friday, March 26, 2010 - 8:59am
Most people insure their material possessions—their homes and cars, for example. But many of these same people don't insure what is probably their most valuable asset — their ability to work and...
Chances of Becoming Disabled
And other disability statistics
Friday, March 26, 2010 - 8:59am
Typically, people buy property and casualty insurance to protect their possessions (houses, cars, and furniture) and life insurance to provide income for their survivors. However, many people...
Frequently Asked Questions
What is Disability Insurance? How much does it cost? Do I qualify?
Friday, March 26, 2010 - 8:58am
Disability insurance replaces a portion of your income if you become disabled and are no longer able to work. A typical group plan offered by an employer will replace up to 60% of your salary...